I think the IRS says that SEP-IRAs are also for self employed.

http://www.irs.gov/Retirement-Plans/Ret ... yed-People

Fidelity was our plan administrator. I just know that a few of us would contribute a percentage that would take us to the max before the end of the year. Then, around the first of December, our contributions would end, and that money would wind up in our pay checks (after taxes). We'd use the extra ...

Jeff, I found out something interesting a couple of years before I retired. Hopefully, Pat will correct me if I'm wrong. The 20,000 dollar plus maximum contribution is only for "before tax" contributions. If I'm understanding what I read at the time, the law/IRS rules allows one to contri...

Interesting piece and ongoing column: Why I'm Not Buying the Retirement Gloom Essentially, this has been my attitude for a while. It's why I planned to find a PAID part-time job after I left my full-time job. The difference for me is that I have kids, and I am not convinced that they will have soci...

Liz Garbus is a good one. Looking forward to this documentary.

Life Itself will be available on Netflix, and presumably DVD, later this month.

I sometimes work with a local drum teacher on counting. He studied with Alan Dawson, too, and was a huge influence on him.

We should invite DEEP and Chris A. to post.

I'd be happy to see a couple of bankers in jail.

or like playing doubles in tennis... just enough to keep the ball going back and forth, and maybe enough to get people to look in a little more regularly. I think Steve(thelil) was trying to post regularly here for a while, but I don't see him much anymore here. He's on Facebook pretty regularly, th...

I think the 2007-2009 drop was better than a 20% from the early 2007 highs. I was working then, and shoveling it in my 401(k). I came close to maxing out my 401(k) contributions of @$23,000 a year for a couple of years. It was fun to watch the market climb back from 2009. Of course if that happen ag...

Any chance we could get say, a half dozen folks out there to commit to coming here regularly?

Or have most decided to make a permanent defection to Facebook?

Facebook is really no substitute for a place like this for me.

I suppose I am less risk averse than most. I am a believer in "dollar-cost averaging," or putting money into funds slowly, over time. I also anticipate that I could see up to a 20% drop in my portfolio at any one time. I just hold tight.

What about REITs?

I hesitate to post this because we don't have Goody here to froth at the mouth about me saying it, but I'll definitely be looking third party if Hillary is nominated.

Henry -- do you remember who those 10 were?

My condolences, Doug.

Thank you for sharing part of your life with Glenda with all of us.

Another question -- Does anyone have any thoughts on annuities? I get the impression they are expensive.

Uli, thanks... Now that I am "retired" and working part-time out of my house, I can look more often at the posts here. The place where I worked until last fall blocked many internet sites, including Facebook and this joint.

Thanks, Pat -- grateful to hear your thinking on this. FWIW, I had breakfast with a PhD economist yesterday, who shares your opinion on taking at 62.

Before I "retired," I talked to quite a few retirees, some of whom were driven crazy because they no longer had something that organized their time for them. One guy -- who has an extremely nice pension and no need for income -- went back to work full-time with a job full of headaches beca...